Ancillary benefits like dental, vision, life, disability and supplemental health insurance are designed to complement primary medical coverage, but they are not dependent on having a specific medical plan. You can enroll in ancillary coverage alongside your medical insurance or, in many cases, access ancillary benefits even if you don’t have primary medical coverage through the same carrier. Supplemental health insurance adds an extra layer of financial protection by paying cash benefits when a covered illness, injury or condition occurs, helping you manage out-of-pocket costs that your primary medical plan may not fully cover.