Why Supplemental Health Coverage Matters

Life is unpredictable. Even with comprehensive health insurance, an unexpected illness or injury can bring significant financial stress. Deductibles, copays, coinsurance, lost income, childcare and transportation costs all add up quickly — often at the worst possible time.

RenSecureHealth1 helps fill those gaps by paying direct cash benefits as soon as you’re diagnosed with a covered condition, regardless of whether you are hospitalized. You can use this money to help cover any out-of-pocket expenses you may incur.

Get Extra Protection with RenSecureHealth Supplemental Health Insurance

RenSecureHealth works alongside your primary health insurance to provide an extra layer of financial support. It helps you focus on your recovery without worrying about the financial burden of medical expenses. The supplemental health plan provides:

  • 13,000+ covered medical conditions
  • Zero exclusions for pre-existing conditions
  • 100% guaranteed issue
  • 24/7 coverage on or off the job
  • Quick claims submission through our mobile app or online portal
  • Benefit payments generally within 72 hours of an approved claim
  • Claims paid directly to you, not the doctor or hospital
Open laptop with MyRenBenefitsManager employee portal image on the screen.

Supplemental Health Insurance Plans for Your and Your Family

RenSecureHealth covers a wide range of conditions across three benefit levels. You’re eligible for a benefit with any covered diagnosis — no hospitalization required.

Moderate Conditions: Covers over 6,000 conditions that typically require a short visit to the ER or urgent care, such as simple fractures, lacerations, and kidney stones. Choose payouts up to $800.

Severe Conditions: Covers over 5,600 serious conditions that require more intensive medical treatment, such as appendicitis, compound fractures, and pulmonary embolism. Choose payouts up to $3,000.

Catastrophic Conditions: Covers over 1,500 dangerous conditions that require immediate medical intervention, such as lung cancer, heart attack, and stroke. Choose payouts up to $10,000.

Download our Member Support Guide to learn more.

Get the Benefits Basics

Find out how to select the right employer benefits to support your health, finances and future.

Smiling male and female coworkers standing next to each other, holding one tablet, with the man pointing at the screen.

Welcome to Renaissance

Start your journey with Renaissance with confidence using this comprehensive guide to using and managing your benefits.

Smiling man seated in a chair in his living room. He's holding a coffee cup, looking at the camera.

The Value of Ancillary Benefits

Whether shopping for coverage or considering employer benefits, ancillary benefits are an investment in your physical and financial health.

Family of four on a couch, all wearing glasses. Daughter hugs dad’s neck; son hugs mom’s neck.