Ancillary Benefits,
Built for Today

Modern supplemental health, dental, vision, life, disability options — designed for easy use, fast payouts and attentive support at every stage of the journey.

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I’m a Member

Manage your benefits and access helpful member resources.

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I’m an Employer

Provide your employees with the coverage they value most.

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I’m a Broker

Partner with us for a benefits experience your clients will love.

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I’m a Provider

Get support with claims, pre-treatment estimate requests and more.

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Find the Benefits Solution That Fits Your Needs

We work hard every day to make ancillary benefits easy and accessible. Explore our available coverage plans, customizable to meet your unique needs.

Individual & Family Coverage

From routine checkups to bigger what-ifs, Active Lifestyles plans bundle dental and vision coverage with a hearing discount program¹, giving individuals and families flexible protection at every stage of life.

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Dental

Help keep your mouth healthy with covered preventive care like cleanings and exams with no waiting periods.

Vision

Help keep your mouth healthy with covered preventive care like cleanings and exams with no waiting periods.

Hearing Discount

Access savings on hearing devices and services through Amplifon alongside your dental and vision coverage.

Group Coverage

Supplemental health coverage built for today. RenSecureHealth pays cash benefits for 13,000+ diagnosed conditions, with a simple claims process and payments that typically arrive in days. Bundle it with dental, vision, life, disability and accident coverage employees can actually understand and use.

Group Policyholders

Supplemental Health

Add diagnosis-based supplemental coverage that pays direct cash benefits for thousands of covered conditions, helping employees handle costs that primary medical may not fully cover.

Dental

Add diagnosis-based supplemental coverage that pays direct cash benefits for thousands of covered conditions, helping employees handle costs that primary medical may not fully cover.

Vision

Round out your package with vision coverage through VSP, giving groups access to one of the largest national networks of independent eye doctors and savings on exams, glasses and contacts.

Short- & Long-Term Disability

Round out your package with vision coverage through VSP, giving groups access to one of the largest national networks of independent eye doctors and savings on exams, glasses and contacts.

Life Insurance

Support compliance in states with paid family and medical leave requirements. Renaissance offers statutory coverage in select states, helping employers meet obligations while giving employees access to protected, paid time away for qualifying life and medical events.

Accident Insurance

Add diagnosis-based supplemental coverage that pays direct cash benefits for thousands of covered conditions, helping employees handle costs that primary medical may not fully cover.

Paid Family & Medical Leave

Support compliance in states with paid family and medical leave requirements. Renaissance offers statutory coverage in select states, helping employers meet obligations while giving employees access to protected, paid time away for qualifying life and medical events.

The Renaissance Difference: Modern Benefits, Proven Backing

You shouldn’t have to choose between tech innovation and real support when it matters most. Renaissance uses smart automation to handle routine work and dedicated support teams to step in for human-critical moments, with a full suite of supplemental health, dental, vision, life, disability and accident coverage that supports people through both everyday care and the unexpected.

See what Renaissance brings to the table.

Benefits That Actually Pay Out

Our diagnosis-based supplemental health coverage pays direct cash benefits for 13,000+ covered injuries and illnesses, typically paid within days of an approved claim via direct deposit, Venmo or PayPal. Pair it with dental, vision, life, disability and accident plans built on the same principle: straightforward coverage that delivers quickly.

Implementation Without the Headaches

RenConnect simplifies data exchange across dental, vision, life, disability, supplemental health and accident products with flexible integrations that meet systems where they are, reducing back-and-forth on eligibility, enrollment and billing.

Support That Shows Up When It Counts

From members and employers to brokers and providers, every client or partner of ours gets tailored support through dedicated portals and clear contact routes, so no one is left chasing answers when something important comes up.

Coverage That’s Clear From Day One

Plain-language guides, FAQs and resources help members, employers and brokers understand coverage and set clear expectations so they can use benefits with confidence.

450K+

dental access points in our nationwide provider network², plus 137,000+ vision access points through VSP³.

“A” Rating

(Excellent) AM Best rating for proven financial strength and long-term stability.

20M+

claims processed per year, 99% completed in 10 days or less.

How It Works

Getting covered shouldn’t be complicated. Renaissance makes it simple to find the right plan, access care and get support when you need it.

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Step 1: Build Your Coverage

Pick what fits. Skip what doesn’t. Whether you’re seeking coverage for yourself, your family, or your entire team, you can customize what makes sense for your needs.

Shop Individual & Family Plans »

Explore Group Benefits »

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Step 2: Access Care Anywhere

Nationwide dental and vision provider networks. With 450,000+ dental access points and 137,000+ vision locations through VSP, finding an in-network provider near home, work or wherever you call home isn’t a scavenger hunt with Renaissance². Search our network in seconds and book with confidence.

Find a Provider »

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Step 3: Get Real Support

Tech-enabled speed. Human-led support. Our technology speeds up the everyday stuff and creates greater efficiencies. But when a coverage or claim question comes up, a dedicated team is there to ensure there is clarity and precision provided from start to finish.

Visit the Help Center »

Frequently Asked Questions

Renaissance is the ancillary and supplemental benefits carrier for brokers, employers, individual consumers and providers who expect more than cookie-cutter plans, outdated technology and inaccessible service. In a market crowded with look-alike plans and one-size-fits-all platforms, we deliver a modern infrastructure that helps streamline everything from quoting and enrollment to administration and claims. Our systems reduce manual effort and simplify claims workflows while real people stay accountable to support at every critical decision point. We’re built to remove friction — not create it — with benefits designed to pay and service designed to show up.

Renaissance is designed to make adding new ancillary products as straightforward as possible for existing groups and systems. We use flexible connectivity options through RenConnect to work with the platforms and file formats you already use, which helps reduce manual data work and back-and-forth setup processes. Our teams provide clear implementation steps, testing and support, so new products like dental, vision, life, disability, supplemental health or accident coverage can be layered into your existing structure with minimal disruption.

Yes. Our system is structured to make renewals and day-to-day service straightforward and accessible. We provide clear renewal guidance from dedicated support teams and connectivity options that help keep eligibility and billing data accurate, which reduces last-minute surprises. We also have specific roles that are directly accountable for being highly responsive if questions or issues come up, and access to our C-suite leadership is readily available when additional visibility or support may be needed.

We reduce member confusion by focusing on clear, consistent communication at every step of the benefits journey. Plain-language materials, guided resources and organized Help Center paths help explain what’s covered, what’s not and how to use benefits in real situations. Members can review coverage details, FAQs, guides and provider lookup tools online, and when outstanding questions still come up, dedicated support teams are available to walk through benefits in simple, practical terms.

We know brokers need products that stand out for more than price. That’s why we provide clear, client-ready proof they can bring into competitive RFPs, including a detailed Claims Incidence Analysis within RenSecureHealth that shows exactly what would have been paid had the coverage been in force, giving brokers a concrete, numbers-driven way to demonstrate value using their employers’ own data. These insights help tell a fuller story than price alone, showing how Renaissance helps employers manage risk, support employees and make data-driven benefits decisions. All of this is backed by benefit designs focused on ease of use and timely payouts, connectivity through RenConnect to reduce administrative friction, and sales resources that translate these strengths into straightforward employer- and member-friendly language.

Ready to Get Started?

Connect with a Renaissance team member who can help you build the right mix of dental, vision, life, disability, supplemental health and accident coverage for you or your clients today.

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