Options for Preventive, Basic and Major Dental Services

Vision Insurance for Eye Exams, Glasses and Contact Lenses

Hearing Discount Program1 for Hearing Aids and Services

Convenient All-In-One Packages To Help You Save

Dental, Vision and Hearing Benefits for Individuals and Families

Active Lifestyles: Bundled Benefits that Stand Out

Taking care of your dental, vision, and hearing health is a smart investment in your well-being—and it all begins with choosing coverage that fits your unique health and financial needs.

With our Renaissance Active Lifestyles plans, you’ll find individual and family options that make it easy to build the perfect coverage. Start with one of our dental plans—Bright, Glow, Shine or Radiate—and select your vision coverage to bundle with a hearing discount program1 to create a custom-fit solution for your active lifestyle. Whether you’re an older adult transitioning to Medicare or a self-employed individual seeking flexible options, Active Lifestyles plans provide the peace of mind you deserve.

  • No Waiting Periods: Get immediate access to diagnostic and preventive dental services.
  • Extensive Network: Over 450,000 dental access points nationwide.2 Save the most by visiting in-network dentists, but you can choose any licensed dentist.
  • Exceptional Customer Service: Dedicated representatives ready to assist with any questions.
  • Online Management: Easily manage your benefits, find dentists, check coverage and print ID cards via our online portal.

Get simple and effective dental coverage that helps keep your smile bright. Our plans provide comprehensive options, from Diagnostic and Preventive care to Basic and Major Services, ensuring you receive the care you need. Maximize your savings with in-network dentists or choose any licensed dentist across the U.S. With over 450,000 access points nationwide,2 you’ll enjoy convenient and valuable care tailored to your active lifestyle.

Plan Options*

Bright Plan

Essentials – MAC

Glow Plan

EPO plan

Shine Plan

High Plan – MAC

Radiate Plan

Graduated Plan – MAC
yr 1 / yr 2 / yr 3
In-network Out-of-network In-network Out-of-network In-network Out-of-network In-network Out-of-network
Annual Deductible 0 50/150 n/a 50/150 50/150
Deductible Waived D&P n/a yes n/a yes yes
Annual Max 1000 1000 n/a 2000 800/1000/1200
DIAGNOSTIC & PREVENTIVE

Waiting Period

n/a

n/a

n/a

n/a

n/a

n/a
Exams, Cleanings, Bite-wing, Fluoride (child), Space Maintainers, Emergency Palliative, Brush Biopsy 100% 100% n/a 100% 80% 100%
BASIC
Waiting Period 6 months 6 months 6 months None
Fillings, Simple Extractions 50% 80% n/a 80% 60% 25/35/50%
X-rays, Sealants, Denture Repair X-rays covered at 50%; sealants & denture repair are not covered 80% n/a 80% 60% 50/65/80%
MAJOR
Waiting Period None 12 months 12 months None
Endo, Perio, Dentures, Implants, Crowns, Bridges, Oral Surgery Not covered 50% n/a 50% 25/35/50%
ORTHODONTIA
 Not covered Not covered Not covered 0/25/50%
$1,000 max, adult & children
Out-of-Network Allowed Amount
 MAC** Out-of-Network not covered MAC** MAC**

* Plans may not be available in all states or jurisdictions. Graduated Plan not available in Connecticut, Illinois, Montana, New Jersey, New York or Washington. Contact Renaissance for additional detail regarding availability.

**MAC = Out-of-network paid at PPO fee schedule.

Deductible waived for Preventive & Diagnostic Services.

In “non-differential” states (GA, MS, TX), Out-of-network co-insurance values will match In-network co-insurance values.

Protect your eye health with vision plans that cover everything from exams to glasses and contact lenses. Administered by VSP® Vision Care, our plans connect you to the vast VSP Choice network, featuring over 120,000 access points nationwide.3 With the one of the largest networks of independent eye doctors, VSP ensures you receive care no matter where you are. Combine your vision coverage with a dental plan for even more savings.

IN-NETWORK BENEFIT HIGHLIGHTS:**
COPAY
HIGH PLAN
LOW PLAN

WellVision exam—focuses on eyes and overall wellness

$10

Annual

Annual

PRESCRIPTION GLASSES AND LENSES

Frames—$120 allowance; 20 percent savings on amount over allowance

$25

Annual

Every 2 years

Lenses—single, lined bifocal and trifocal. polycarbonate for dependent children
Note: high plan includes progressive lenses for additional $10 co-pay

Annual

Annual

Contacts (instead of glasses)—$120 allowance; copay does not apply. Contact lens exam (evaluation and fitting)

Annual

Annual

**The vision benefit overview represents coverage for in-network doctors only. Out-of-network benefit details are available upon request.

Preserve your hearing health with our hearing discount program. In partnership with Amplifon, we offer significant discounts on hearing aids and services, helping you stay connected to the world around you.1

Coverage Highlights:

  • Risk-free trial: find your right fit by trying your hearing aids for 60 days
  • Follow-up care: ensures a smooth transition to your new hearing aids
  • Battery support: two-year battery supply or charging station to keep you powered
  • Warranty: three-year coverage for loss, repairs or damage

Already Have Coverage Through Renaissance?

Renaissance makes managing your benefits simple and accessible. Use our portals to view and manage your dental and vision benefits, look up providers, access support, and find answers with our FAQ and help resources—all in one place, anytime.

MANAGE DENTAL COVERAGE

MANAGE VISION COVERAGE

EXPLORE INDIVIDUAL PLAN FAQS

GET HELP USING YOUR COVERAGE

FIND A DENTAL OR VISION PROVIDER

Coverage for Every Stage of Life

Different life stages require unique health coverage solutions. That’s why we’ve designed our Active Lifestyles plans to give you plan options that meet your specific needs and budget. Explore how our plans can help enhance your health coverage and provide peace of mind.

Senior man and senior woman sitting on the couch smiling. Woman is holding a coffee cup.

Older Adults Transitioning to Medicare

As you transition into Medicare, it’s important to ensure that your dental, vision and hearing needs are taken care of, as most Medicare plans don’t cover these vital services. Our Active Lifestyles plans are tailored to enhance your Medicare coverage with budget-friendly options to help support your overall health.

  • Comprehensive Coverage: From routine cleanings and eye exams to advanced dental services, glasses and contact lenses, our plans have you covered.
  • Cost Savings: Stop worrying about steep out-of-pocket costs with plans that are designed to fit your financial needs.
  • Preventive Care: Routine exams and screenings help detect potential health concerns early, supporting a healthier future for you.
  • Ease of Use: Enjoy an easy-to-manage plan with personalized support from our dedicated team.
Woman leaning against a desk looking at the tablet in her hands.

Self-Employed Individuals

Being self-employed or a gig worker allows you the flexibility to work on your terms, but it also means you’ll need to build your own benefits package. Our Active Lifestyles plans offer essential dental, vision and hearing coverage tailored to your unique needs.

  • Essential Benefits: Receive dental, vision and hearing benefits that may not be included in typical health plans.
  • Flexibility: Choose the coverage that works best for you, with diagnostic and preventive services available from day one.
  • Network Access: With over 450,000 dental access points and the largest network of independent eye doctors, care is always within reach.2,3
  • Customizable Solutions: Choose a plan that fits your needs, helping you save on the services that are important to you
Mom and dad standing outside, each holding a child who is kissing their cheek.

Ready to Enroll?

Renaissance plans are designed with you in mind, balancing benefits options with sensible pricing to help ensure you get quality benefits without the stress. Let’s find a plan that meets your health needs and budget. Get a quote now or call 888-921-0323 for a free, no-obligation consultation.

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