Protect Your Employees and Their Finances with Comprehensive Accident Insurance

Did you know each year there are 30 million emergency room visits due to accidental injuries, and 13.6 million adults aged 20-49 are injured?1 Accidents happen more often than many realize, and accident insurance2 can provide a crucial financial safety net in the event of an unexpected injury or death due to an accident covered by the policy. Accident insurance provides peace of mind by helping you cover unexpected costs like medical care, recovery, and treatment-related expenses.

Why Is Accident Coverage So Important?

Even if an injury isn’t life-threatening, the expenses for an ambulance, emergency room visit, and follow-up care can quickly add up to thousands of dollars. Accident insurance provides direct cash benefits to you regardless of your medical insurance coverage. This provides financial support while you’re waiting for other benefits, such as disability insurance, to take effect. And you can use your benefits however you choose–whether for medical bills, household expenses or other necessities.

Accident Insurance for You and Your Family

Accident insurance can help offset out-of-pocket expenses and provide peace of mind during recovery. The table below outlines the potential cash benefits you could receive for specific services and costs related to an accidental injury that doesn’t require a hospital stay.

Example Cash Benefits with Accident Insurance

If a child breaks their nose on the soccer field, here’s how accident benefits may be paid:

Service Cash Benefit
Ambulance $400
ER Visit $50
Broken Nose Bone (closed reduction) $700
Follow-Up Treatment $50
Total Paid to You $1,200
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Already Have Accident Insurance Through Renaissance?

Renaissance makes managing your benefits easy and accessible. View your benefits, get support, or access our FAQs and help resources anytime.

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Ready to Enroll?

Reach out to your employer or benefits manager to learn about the supplemental health benefits available to you. For more information on getting started, explore our enrollment guide.

Managing Your Benefits with MyRenBenefitsManager

Our group member portal makes managing your coverage simple, secure and stress-free.

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Welcome to Renaissance

Start your journey with Renaissance with confidence using this comprehensive guide to using and managing your benefits.

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The Value of Ancillary Benefits

Whether shopping for coverage or considering employer benefits, ancillary benefits are an investment in your physical and financial health.

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