To the extent that you have one of the below scenarios or you have purchased medical coverage that meets minimum essential coverage requirements your policy may not need to be EHB compliant.

• Employer-sponsored coverage (including COBRA coverage and retiree coverage);
• Medicare Part A coverage and Medicare Advantage;
• Most Medicaid coverage;
• Children’s Health Insurance Program (CHIP) coverage; and
• Certain types of veterans health coverage administered by the Veterans Administration