Special state-specific rules apply when a beneficiary is a minor child. Life insurance benefits cannot be paid directly to a minor child. The claimant/beneficiary statement must be completed by the legally recognized financial guardian of the minor child and must include copies of a court issued Order Appointing Guardian/Conservator of the estate of the minor and Certified Letters of Guardianship/Conservatorship for the estate of the minor. If unavailable or not provided within the escheatment time frame dictated by the state, this may result in the benefit being escheated to the state’s Unclaimed Property division for the benefit of the minor. If benefits are escheated to the state, the minor may claim the benefits from the state once they attain the age of majority specified by the state.