Disability insurance and health insurance serve different but complementary roles in protecting your well-being. Health insurance helps cover the cost of medical care, such as doctor visits, hospital stays and medications, helping you receive the necessary treatments for illnesses and injuries. On the other hand, disability insurance provides financial support by replacing a portion of your income if you are unable to work due to a covered illness or injury. While health insurance focuses on your medical needs, disability insurance safeguards your financial stability, helping you to maintain your standard of living and focus on recovery.