Financial support for unexpected costs of accidental injuries
Bridges the gap between medical insurance and disability coverage
Pays benefits directly, regardless of medical insurance coverage
Insurance benefits can be used any way recipients choose
Protect Your Employees and Their Finances with Comprehensive Accident Insurance
Accidents happen, even to healthy and active employees. When they do, the physical, emotional, and financial toll can be overwhelming. Offering Accident insurance can give your employees peace of mind by helping cover unexpected costs like medical care, recovery and treatment-related expenses.
What Makes Accident Coverage So Important?
Even if an injury isn’t life-threatening, the expenses for an ambulance, emergency room visit, and follow-up care can quickly add up to thousands of dollars. Accident insurance1 provides direct cash benefits to employees independent of their medical insurance coverage. This ensures they have financial support while waiting for other benefits, such as disability insurance, to take effect. Plus, employees have the freedom to use their benefits however they choose—whether for medical bills, household expenses or other necessities.
Accident Coverage for Employees and Families
Accident insurance provides value to both you and your employees through:
- Cost-effective Options: Group rates make Accident insurance more budget-friendly for businesses of different sizes
- Flexible Funding: Choose between employer-paid or voluntary plans to fit your budget and workforce needs
- Enhanced Benefits Offering: Strengthen your benefits to attract and retain top talent
