Financial support for unexpected costs of accidental injuries
Bridges the gap between medical insurance and disability coverage
Pays benefits directly, regardless of medical insurance coverage
Insurance benefits can be used any way recipients choose
Protect Your Employees and Their Finances with Comprehensive Accident Insurance
Did you know each year there are 30 million emergency room visits due to accidental injuries, and 13.6 million adults aged 20-49 are injured?1 Accidents happen more often than many realize, and accident insurance2 can provide a crucial financial safety net in the event of an unexpected injury or death due to an accident covered by the policy. Accident insurance provides peace of mind by helping you cover unexpected costs like medical care, recovery, and treatment-related expenses.
Why Is Accident Coverage So Important?
Even if an injury isn’t life-threatening, the expenses for an ambulance, emergency room visit, and follow-up care can quickly add up to thousands of dollars. Accident insurance provides direct cash benefits to you regardless of your medical insurance coverage. This provides financial support while you’re waiting for other benefits, such as disability insurance, to take effect. And you can use your benefits however you choose–whether for medical bills, household expenses or other necessities.
Accident Insurance for You and Your Family
Accident insurance can help offset out-of-pocket expenses and provide peace of mind during recovery. The table below outlines the potential cash benefits you could receive for specific services and costs related to an accidental injury that doesn’t require a hospital stay.
Example Cash Benefits with Accident Insurance
If a child breaks their nose on the soccer field, here’s how accident benefits may be paid:
| Service | Cash Benefit |
| Ambulance | $400 |
| ER Visit | $50 |
| Broken Nose Bone (closed reduction) | $700 |
| Follow-Up Treatment | $50 |
| Total Paid to You | $1,200 |
Already Have Accident Insurance Through Renaissance?
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