A deductible in dental insurance is the amount you pay out-of-pocket for dental services before your insurance plan begins paying for services. The deductible varies depending on the plan you have selected. For example, if your plan has a $50 deductible, you must pay $50 toward your dental care expenses before Renaissance Benefits starts paying for covered services. Deductibles are typically applied annually, meaning you will need to meet the deductible amount each year before your insurance coverage begins paying for covered services. Please refer to your Renaissance policy documents for specific information about your deductible.