Renaissance has partnered with VSP® Vision Care to administer its vision benefits. VSP has one of the largest national networks of independent doctors and more than 120,000 vision care access points.* This partnership allows Renaissance to provide comprehensive vision plans tailored to individual, family, and group needs.
*VSP internal data
Three out of four adults require some kind of vision correction.* Vision insurance helps manage the cost of routine eye care, such as exams, glasses, and contact lenses. It also promotes proactive eye health by encouraging regular checkups, which can detect early signs of eye conditions or other health issues.** By investing in vision insurance, you safeguard your vision and overall well-being, often at an affordable cost.
*2017 National Vision Plan Member Research.
** AOA.org, See the Full Picture of Your Health with an Annual Comprehensive Eye Exam
Individual and family vision insurance plans usually cover routine eye exams, prescription lenses (glasses or contacts) and discounts on frames. Some plans may also cover specialized lenses, such as progressive lenses and provide discounts on corrective surgery like LASIK.
Vision insurance plans often cover routine eye exams, prescription lenses, frames and contacts. They may also offer additional benefits such as discounts on LASIK surgery, coverage for progressive lenses, and access to a broader network of eye care providers, making them a comprehensive option for employee health benefits. Individual and group coverage operate similarly, but for group coverage, employees may pay some or all of the premium, with the employer covering the balance.
Vision insurance generally is not included in standard health insurance plans and is often offered as a separate add-on. While health insurance may cover eye-related medical conditions, routine vision care like eye exams and corrective lenses usually require a dedicated vision insurance plan.
A vision insurance premium is the monthly amount you pay to maintain your vision insurance coverage. This payment allows you to access benefits like discounted eye exams, eyewear, and other vision-related services, helping you and your family manage the costs of maintaining good eye health.
Yes, annual eye exams are typically covered by vision insurance plans. These exams are essential for monitoring eye health and updating prescriptions for glasses or contacts. The coverage may include a copay, depending on your specific plan.
Most vision insurance plans encourage you to have a routine eye exam once every 12 or 24 months. This helps monitor your vision health as well as your overall health and if you wear glasses or contact lenses, it helps keep your vision correction prescription up to date. Review your specific policy to confirm how often exams are covered.
Yes, Renaissance offers vision insurance plans that can cover your entire family. Our plans are designed to provide comprehensive eye care to help provide your family with access to the vision services they need. From routine eye exams to corrective lenses, our family plans help keep your loved ones seeing clearly.
You may begin using your vision insurance benefits on your benefits effective date.
Renaissance vision plans offer flexibility with a broad network of providers, so there’s a good chance your current eye doctor is included. If your doctor is outside the network, you may still be able to receive care, though your out-of-pocket costs may be higher. We encourage you to check our provider network to see if your preferred doctor is included.
A vision network is a group of eye care providers who have agreed to offer services at reduced rates for members of a specific vision insurance plan. Choosing a provider within the network can help you maximize your benefits and minimize out-of-pocket expenses. It’s an essential part of making the most out of your vision insurance.
Yes, vision insurance is valuable even if you have good eyesight. Regular eye exams can detect early signs of health issues such as diabetes, high blood pressure, and glaucoma, which may not have obvious symptoms initially.* Additionally, vision insurance often covers a portion of the cost for eyewear, should your needs change over time. It’s a proactive step towards maintaining your overall health and preparing for future vision care needs.
*Klunk, Elizabeth. “Comprehensive managed vision care is more than mere ‘medical management.’” MedCity News, Sept. 2019.
A copay is a fixed amount that you pay to the doctor’s office when receiving vision services. It is typically due upon receiving the service and varies by plan.
Yes, you can still purchase a Renaissance vision insurance plan even if you have Medicare. Our vision plans can complement your existing coverage, offering additional benefits that may not be included in government programs or other insurance plans. Vision insurance can help you maintain your eye health and routine exams can detect other health issues too.*
*Klunk, Elizabeth. “Comprehensive managed vision care is more than mere ‘medical management.’” MedCity News, Sept. 2019.
