Our FLEX Plan allows members to choose what they value most; better coverage or more provider choice.

How it works:

  • Voluntary or employer paid down to five eligible lives
  • Upon enrollment, members select the plan option that best meets their needs
  • Members can switch between plan options at the end of each benefit year
  • Identical premium rates for either plan option
Plan CoverageSuperior plan coverage 100/100/60Traditional plan coverage of 100/80/50
NetworkOver 300,00 nationwide PPO providers*

Out-of-network payments based on PPO network rates

Visit any dentist nationwide

Out-of-network payments based on UCR

SavingsLowest out-of-pocket costs when seeing a participating network dentistFlexibility to see any dentist with great coverage in- or out-of-network

Two plan options, one affordable rate.

At Renaissance, we challenge the status quo by delivering flexible plans that employers and employees want. With options for flexible pricing and a variety of plan types, we offer benefits you won’t find anywhere else.

Dental Benefit HighlightsFLEX PlusFLEX Basic
Plan PaysPlan Pays

Diagnostic and Preventative Services

Diagnostic and Preventive Services

includes exams, cleanings, fluoride and space maintainers

Brush Biopsy

to detect oral cancer




to prevent decay of permanent molars


Basic Services

Emergency Palliative Treatment

to temporarily relieve pain

Periodontic Services

to treat gum disease

Endodontic Services

root canals

Oral Surgery Services

extractions and dental surgery

Minor Restorative Services


Other Basic Services

miscellaneous services


Major Services (12 month waiting period)

Re-lines and Repairs

to bridges, implants and dentures

Major Restorative Services


Prosthodontic services

bridges, implants and dentures


Orthodontics (Up to age 19)

Orthodontic services




Policy year maximum payment

applies to diagnostic and preventive, basic and major services

Lifetime maximum



Annual Deductible

Policy year deductible (enrollee/family maximum)

applies to all services except diagnostic and preventive and orthodontics


Allowed Amounts

Allowed amount

in-network providers

Allowed amount

out-of-network providers

PPO Fee90th percentile

NOTES:  Theses summaries are samples of benefits.  Policies have exclusions and limitations that may limit coverage.  For complete coverage details, please refer to your Certificate of Coverage.

EXCLUSIONS:  Cosmetic surgery or dentistry for aesthetic reasons (except reconstructive surgery for children because of congenital disease or anomaly); general anesthesia and/or intravenous sedation; treatment by anyone other than a licensed dentist or dental hygienist; veneers; services related to temporomandibular disorders (“TMD”); prefabricated crowns as final restoration on permanent teeth and paste-type root canal fillings on permanent teeth; appliances, procedures and restorations for increasing vertical dimension, occlusion, tooth structure loss due to attrition, abrasion or erosion, or for periodontal splinting; lost, missing or stolen appliances; services not in the Certificate of Coverage and/or Summary of Dental Plan Benefits.

LIMITATIONS:  Coverage for services may be limited based on the age of the person receiving the services; coverage for certain services may be limited to a maximum number of occurrences during a specified time period (such as two times per year or one time every three years).

The premium rate will vary between plans.  The Certificate of Coverage has a term of one year and will automatically renew (upon payment of required premium) unless terminated in accordance with its provisions.  Coverage may be terminated for reasons stated in the Certificate of Coverage.  Coverage ceases upon termination.  Products and services referred to herein may not be available in all states or jurisdictions.

View a full list of Exclusions & Limitations

Note: The above schedule of benefits is meant to be a summary of coverage. Please see the insured certificate for a legal interpretation of benefits.

*Renaissance internal data 2017