Supplemental Health
Renaissance has partnered with Ansel to provide a supplemental health option to complement your benefits package and provide easy administration.
Broad Coverage. Less Hassle.
RenSecureHealth, powered by Ansel, offers supplemental health insurance that bridges the gap in traditional health plans, providing your employees with financial protection for unexpected medical expenses.
• Wide-ranging coverage that pays cash benefits for 13,000+ injuries and illnesses.
• Benefits based solely on the ICD-10 diagnosis code.
• No accident or hospitalization requirements.
• Benefits are payable upon initial diagnosis and during the active treatment phase of illnesses.
• Employer-funded options to enhance the health benefits strategy.
• Available to groups with 5+ enrolled lives.
Why Offer RenSecureHealth?
- Financial Peace of Mind: RenSecureHealth helps your employees cover out-of-pocket costs like copayments, deductibles, and non-covered treatments, reducing financial stress during times of illness or injury.
- Comprehensive Coverage: The plan covers over 13,000 injuries and illnesses, with no exclusions for pre-existing conditions.
- Easy Administration: Ansel provides trusted management for a seamless insurance experience.
- Flexible Options: You can choose to fund all or a portion of premiums or offer supplemental insurance as a voluntary benefit.
Wide-Ranging Coverage in One Plan Eliminates the Guesswork.
RenSecureHealth was built to cover a broad spectrum of health issues across three benefit categories. Employees receive coverage across all three of the following categories:
| Moderate Conditions | Severe Conditions | Catastrophic Conditions |
|---|---|---|
| 6000+ Conditions Covered | 5,600+ Conditions Covered | 1,500+ Conditions Covered |
| Injuries or illnesses that likely require a short visit to the ER or urgent care facility. Such as: dehydration, kidney stones, lacerations, simple fractures.
Choose Payouts up to $800 |
Serious conditions that require more intensive medical treatment. Such as: appendicitis, compound fractures, diverticulitis and pulmonary embolism.
Choose Payouts up to $3,000 |
Dangerous or life-threatening conditions that require immediate medical intervention. Such as: heart attack, cancer, stroke, and multiple sclerosis.
Choose Payouts up to $10,000 |
How RenSecureHealth Supplemental Insurance Works
RenSecureHealth works alongside your employees’ primary health insurance to provide an additional layer of financial support. The plan pays a cash benefit based on the initial diagnosis, regardless of whether they are hospitalized.
| Key Plan Features | |
|---|---|
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File Paperless Claims In Minutes— And Get Paid Usually within 72 Hours.
RenSecureHealth is built to be used, so we made it easy to file a claim and get paid—minimizing the financial impact of unexpected medical issues.
• Enabled by the state-of-the-art RenSecureHealth mobile app or web portal.
• Claim submission in minutes—no paper, faxes, or snail mail.
• 4 simple questions to tell us what happened.
• Upload photos of readily available claim evidence––no EOB is required.
• Multiple benefit payment options like PayPal, Venmo, or direct deposit.
• Dedicated resources to support the member experience.
Ask you sales representative about how RenSecureHealth can benefit your clients!
Note: Products and services not available in all states and jurisdictions. Contact your Renaissance representative for more details.
*Renaissance Internal Data