Max Choice Plans
We offer a variety of individual options, but our most popular plan for agent-driven business is our MAX Choice plan. MAX Choice is individually billed and provides two affordable plan options with benefits that increase over time.
All Max Choice Plans Feature:
- No Waiting Periods—Immediate coverage for any dental service
- Renaissance Vision—Easily add vision coverage administered by VSP® Vision Care for seamless care at an affordable rate.
- Convenient Access to Care—The Renaissance PPO network combines leading national and regional networks with more than 300,000 dental access points.*
- Preventive Care—Cleanings and routine check-ups are 100% covered.
- Exceptional Customer Service—Our Indiana-based customer support team answered more than 57,000 phone calls last year, and answered 99% of calls on first contact.*
- MyRenBenefits—Our online member page makes it easy to check benefits information, find a participating dentist, print ID cards and more.
*Renaissance internal data, 2017
MAX Choice Plus:
Our most generous (and annually increasing) maximums combined with NO Waiting Periods make our Max Choice Plus dental plan an excellent choice.
Max Choice Plus saves members the most money when they visit a dentist in the Renaissance PPO network. But if you need to visit a dentist out-of-network, Max Choice Plus also includes the highest level of reimbursement of any Renaissance plan.
| Plan Pays | 1st year | 2nd year | 3rd year |
| Plan Pays | Plan Pays | Plan Pays | |
Diagnostic and Preventive | 100% | 100% | 100% |
Basic Services | 40% | 60% | 80% |
Major Services | 20% | 40% | 50% |
Orthodontics (up to age 19) | 10% | 25% | 50% |
Orthodontic Lifetime Maximum | $1,200 | $1,200 | $1,200 |
Annual Maximum | $1,000 | $2,000 | $3,000 |
Annual Deductible (per person/per family) | $50/$150 | $50/$150 | $50/$150 |
Allowed Amounts (in-network/out-of-network) | PPO Fee/80th Percentile | PPO Fee/80th Percentile | PPO Fee/80th Percentile |
NOTES: Theses summaries are samples of benefits. Dental plans have exclusions and limitations that may limit coverage. For complete coverage details, please refer to your Certificate of coverage, D-(state specific abbreviation, if applicable)-3502A v.4.
EXCLUSIONS: Cosmetic surgery or dentistry for aesthetic reasons (except reconstructive surgery for children because of congenital disease or anomaly); general anesthesia and/or intravenous sedation; treatment by anyone other than a licensed dentist or dental hygienist; veneers; sealants; prefabricated crowns as final restoration on permanent teeth and paste-type root canal filings on permanent teeth; appliances; procedures and restorations for increasing vertical dimension, occlusion, tooth structure loss due to attrition, abrasion or erosion, or for periodontal splinting; space maintainers; lost, missing or stolen appliances; services not in the Certificate and/or Summary of Dental Plan Benefits.
LIMITATIONS: Coverage for services may be limited based on the age of the person receiving the services; coverage for certain services may be limited to a maximum number of occurrences during a specified time period (such as two times per year or one time every three years); coverage for orthodontic services is limited.
The premium rate will vary between plans. The Certificate has a term of one year and will automatically renew (upon payment of required premium) unless terminated in accordance with the Certificate provisions. Coverage may be terminated for reasons stated in the Certificate. Coverage ceases upon termination of the Certificate. Products and services referred to herein may not be available in all states or jurisdictions.
MAX Choice:
MAX Choice provides the same great coverage as MAX Choice Plus with a traditional annual maximum at an even more affordable price with NO Waiting Periods. Individuals are encouraged to visit a dentist in our PPO network to maximize their benefits.
| Plan Pays | 1st year | 2nd year | 3rd year |
| Plan Pays | Plan Pays | Plan Pays | |
Diagnostic and Preventive | 100% | 100% | 100% |
Basic Services | 40% | 60% | 80% |
Major Services | 20% | 40% | 50% |
Orthodontics (up to age 19) | 10% | 25% | 50% |
Orthodontic Lifetime Maximum | $1,200 | $1,200 | $1,200 |
Annual Maximum | $1,200 | $1,200 | $1,200 |
Annual Deductible (per person/per family) | $50/$150 | $50/$150 | $50/$150 |
Allowed Amount (in-network/out-of-network) | PPO Fee | PPO Fee | PPO Fee |
| Note: Max Choice and Max Choice Plus plans are not available in all states |
NOTES: Theses summaries are samples of benefits. Dental plans have exclusions and limitations that may limit coverage. For complete coverage details, please refer to your Certificate of coverage, D-(state specific abbreviation, if applicable)-3502A v.4.
EXCLUSIONS: Cosmetic surgery or dentistry for aesthetic reasons (except reconstructive surgery for children because of congenital disease or anomaly); general anesthesia and/or intravenous sedation; treatment by anyone other than a licensed dentist or dental hygienist; veneers; sealants; prefabricated crowns as final restoration on permanent teeth and paste-type root canal filings on permanent teeth; appliances; procedures and restorations for increasing vertical dimension, occlusion, tooth structure loss due to attrition, abrasion or erosion, or for periodontal splinting; space maintainers; lost, missing or stolen appliances; services not in the Certificate and/or Summary of Dental Plan Benefits.
LIMITATIONS: Coverage for services may be limited based on the age of the person receiving the services; coverage for certain services may be limited to a maximum number of occurrences during a specified time period (such as two times per year or one time every three years); coverage for orthodontic services is limited.
The premium rate will vary between plans. The Certificate has a term of one year and will automatically renew (upon payment of required premium) unless terminated in accordance with the Certificate provisions. Coverage may be terminated for reasons stated in the Certificate. Coverage ceases upon termination of the Certificate. Products and services referred to herein may not be available in all states or jurisdictions.
Max Essentials
Essential coverage to keep your customers’ smiles healthy. MAX Essentials fully covers diagnostic and preventive services, including 50% coverage for basic services like fillings.
| Plan Pays | In-Network | Out-of-Network |
Diagnostic and Preventive | 100% | 100% |
Basic and Minor Services | 50% | 50% |
Major Services | 0% | 0% |
Annual Maximum | $750 | $750 |
Annual Deductible (per person/per family) | $50/$150 | $50/$150 |
Allowed Amounts | PPO Fee | PPO Fee |
NOTES: Theses summaries are samples of benefits. Dental plans have exclusions and limitations that may limit coverage. For complete coverage details, please refer to your Certificate of coverage, D-(state specific abbreviation, if applicable)-3502A v.4.
EXCLUSIONS: Cosmetic surgery or dentistry for aesthetic reasons (except reconstructive surgery for children because of congenital disease or anomaly); general anesthesia and/or intravenous sedation; treatment by anyone other than a licensed dentist or dental hygienist; veneers; sealants; periodontic services (to treat gum disease); endodontic services (root canals); prosthodontics (bridges, implants and dentures), oral surgery services (extractions and dental surgery); relines and repairs (to bridges and dentures); crown and cast restorations (metal and porcelain crowns); coverage for temporomandibular disorders (“TMD”); appliances; procedures and restorations for increasing vertical dimension, occlusion, tooth structure loss due to attrition, abrasion or erosion, or for periodontal splinting; orthodontic services; space maintainers; lost, missing or stolen appliances; services not in the Certificate of Coverage and/or Summary of Dental Plan Benefits.
LIMITATIONS: Coverage for services may be limited based on the age of the person receiving the services; coverage for certain services may be limited to a maximum number of occurrences during a specified time period (such as two times per year or one time every three years).
The premium rate will vary between plans. The Certificate of Coverage has a term of one year and will automatically renew (upon payment of required premium) unless terminated in accordance with its provisions. Coverage may be terminated for reasons stated in the Certificate of Coverage. Coverage ceases upon termination. Products and services referred to herein may not be available in all states or jurisdictions.