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Home // Individual // Renaissance Products // Active Lifestyles Individual Plans

Active Lifestyles Individual Plans

What is Active Lifestyles?

Our Active Lifestyles plans are dental and vision insurance plans that can help individuals maintain a healthy lifestyle. Plus, there is a hearing discount program1 available to everyone to help promote a holistic approach to health and wellbeing.

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Active Lifestyles Plan Highlights

  • NO waiting periods on Diagnostic & Preventive services for Dental Insurance

  • Renaissance dental insurance provides widespread access to care: Renaissance combines national and regional networks to provide over 400,000 dental access points for maximum choice and value.2 While individuals may save the most money by visiting a dentist in our vast network, they are welcome to visit any licensed dentist in the country. Find a dentist at MyRenProviders.com.

  • Renaissance vision insurance coverage: Our partnership with VSP provides a comprehensive solution for vision needs. Our plans have a large selection of eye-wear available, from classic styles to trendy frames, with hundreds of options to choose from. Find a doctor at vsp.com and select the “Find A Doctor” section.

  • Hearing discount program¹: Save on hearing services and products, like hearing aids, helping individuals maintain their lifestyle.

  • Excellent customer service: Our dedicated customer service representatives are available to address any questions.

  • Online assistance: Renaissance members have access to our online portals that allow them to easily manage their benefits information. Find a participating dentist, check benefits and amounts used toward maximums or deductibles, print ID cards and more.

Active Lifestyles Dental Insurance

To find a participating dentist, visit MyRenProviders.com

Plan Options*

Bright Plan

Essentials – MAC

Glow Plan 

EPO plan (where available)

Shine Plan

High Plan – MAC

Radiate Plan

Graduate Plan – MAC
yr 1 / yr 2 / yr 3
In-network Out-of-network In-network Out-of-network In-network Out-of-network In-network Out-of-network
Annual  Deductible 0 50/150 n/a 50/150 50/150
Deductible Waived P&D n/a yes n/a yes yes
Annual Max 1000 1000 n/a 2000 800/1000/1200
PREVENTIVE & DIAGNOSTIC
Exams, Prophy, Bite-wing, Fluoride (child), Space Maintainers, Emer Palliative, Brush Biopsy 100% 100% n/a 100% 80% 100%
BASIC
Waiting Period 6 months 6 months 6 months None
Filings, simple extractions 50% 80% n/a 80% 60% 25/35/50%
X-rays, sealants, denture repair X-rays covered at 50%sealants & denture repair
is not covered		 80% n/a 80% 60% 50/65/80%
MAJOR
Waiting Period None 12 months 12 months None
Endo, Perio, Dentures, Implants, Crowns, Bridges, Oral Surgery Not covered 50% n/a 50% 25/35/50%
ORTHODONTIA
 Not covered Not covered Not covered 0/25/50%
$1,000 max, adult & children
OON Allowed Amount
 MAC** Out-of-Network not covered MAC** MAC**

* Plans may not be available in all states or jurisdictions. Contact Renaissance for additional detail regarding availability.
Deductible waived for Preventive & Diagnostic Services. **MAC = Out-of-network paid at PPO fee schedule.

Active Lifestyles Vision Insurance

To find a participating eye doctor visit VSP.com and select the “Find a Doctor” section.

Our vision coverage—administered by VSP® Vision Care—allows our members to have access to the VSP Choice network. With more than 84 million members and over 100,000 access points nationwide, VSP boasts the largest national network of independent eye doctors.³

IN-NETWORK BENEFIT HIGHLIGHTS:**
COPAY
HIGH PLAN
LOW PLAN

WellVision exam—focuses on eyes and overall wellness

$10

Annual

Annual

PRESCRIPTION GLASSES AND LENSES

Frames—$120 allowance; 20 percent savings on amount over allowance

$25

Annual

Every 2 years

Lenses—single, lined bifocal and trifocal. polycarbonate for dependent children Note: high plan includes progressive lenses for additional $10 co-pay

Annual

Annual

Contacts (instead of glasses)—$120 allowance; copay does not apply. Contact lens exam (evaluation and fitting)

Annual

Annual

Note: The vision benefit overview represents coverage for in-network doctors ONLY. Out of network benefit details available upon request.

Active Lifestyles Hearing Discount Program¹

Through our partnership with Amplifon, individuals can obtain a hearing discount program that offers discounts on hearing devices.

• Risk-free trial – find your right fit by trying your hearing aids for 60 days

• Follow-up care – ensures a smooth transition to your new hearing aids

• Battery support – two-year battery supply or charging station to keep you powered

• Warranty – three-year coverage for loss, repairs, or damage

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¹The hearing discount program, products, and discounts described herein are provided by Amplifon, are not provided by Renaissance, and are not insurance or managed care products. The range of discounts under the program may vary depending on the providers and services received. The program does not make payments to providers for services received under the program. Program members must pay for all services, but will receive a discount from providers who have contracted with the program. Renaissance and Amplifon are separate legal entities with no ownership affiliation. Renaissance makes no warranties or representations (expressed or implied) and assumes no legal liability as responsibility for the information, products or services provided by Amplifon. ² Renaissance Internal Data ³ VSP Internal Data. VSP and WellVision Exam are registered trademarks, VSP Primary EyeCare Plan is a service mark of Vision Service Plan.