Long Term Disability
We offer your employees financial security in the event of a serious and prolonged disability. Providing salary continuance is an easy choice when you have Group Long Term Disability coverage.
- Monthly Income Replacement Choices: 66 2/3%3, 60% or 50% (with partial/residual standard)
- FICA Match Benefit
- Vocational Rehabilitation Benefit
- Workplace Modification Benefit
- Optional Benefits Such as:
- 2 Yr/ADL Definition of Disability Benefit3
- Accidental Dismemberment and Loss of Sight Benefit
- Accumulation of Elimination Period (2X EP) Benefit
- Advanced Survivor Benefit
- Business Protection Benefit
- COLA Benefit
- Education Expense Benefit
- Extended Earnings Protection Benefit
- Family Member Care Expense Benefit3
- Infectious and Contagious Disease Benefit3
- Medical or COBRA Premium Disability Benefit
- Progressive Disease Benefit
- Retirement Plan Contribution Benefit
- Special Conditions Limitation3
- Supplemental Disability ADL Benefit
- Unlimited “Return to Work” Incentive Benefit
- Wellness Screening Benefit
3Not available on all cases