Life & Accidental Death and Dismemberment
Easy financial protection for employees and their families for when they need it most.
- Basic employer-paid employee life.
- Optional dependent life, including child live birth to age 26
- Domestic Partner coverage.1
- Supplemental employee-paid life with optional dependent coverage available.
- Retiree coverage will be considered on groups of at least 25 active employees.
- Waiver of premium elimination period of 6 or 9 months.
- Accelerated Death Benefit for terminal illness (Living Benefit).
- Conversion and portability available to employee and dependents.
1Subject to state law and Underwriting
- Basic employer-paid AD&D
- Base Benefits: Loss of life, loss of hand/foot/sight, loss of speech, loss of hearing, seat belt, airbag, spouse training, child education and repatriation.
- Optional Enhanced benefits for:
- Quadriplegia
- Paraplegia
- Hemiplegia
- Triplegia
- Uniplegia
- Common Carrier Hazard (Child Care Expense, and Coma)
- Between $50,000 and $500,000, depending on the number of covered employees and total adjusted volume.
- Larger amounts are available depending on case specifics and evidence of insurability satisfactory to the underwriter.
- Supplemental amounts depend upon plan design, the number of eligible employees and participation level.
- Spouse from $2,000 to $250,000
- Child from $500 to $10,000