Active Lifestyles

What is Active Lifestyles?

Our Active Lifestyles plans are dental and vision insurance plans that can help individuals maintain a healthy lifestyle. Plus, there is a hearing discount program1 available to everyone to help promote a holistic approach to health and wellbeing.

Active Lifestyles Plan Highlights

NO waiting periods on Diagnostic & Preventive services for Dental Insurance
Renaissance dental insurance provides widespread access to care: Renaissance combines national and regional networks to provide over 400,000 dental access points for maximum choice and value.2 While individuals may save the most money by visiting a dentist in our vast network, they are welcome to visit any licensed dentist in the country. Find a dentist at MyRenProviders.com.
Renaissance vision insurance coverage: Our partnership with VSP provides a comprehensive solution for vision needs. Our plans have a large selection of eye-wear available, from classic styles to trendy frames, with hundreds of options to choose from. Find a doctor at vsp.com and select the “Find A Doctor” section.
Hearing discount program¹: Save on hearing services and products, like hearing aids, helping individuals maintain their lifestyle.
Excellent customer service: Our dedicated customer service representatives are available to address any questions.
Online assistance: Renaissance members have access to our online portals that allow them to easily manage their benefits information. Find a participating dentist, check benefits and amounts used toward maximums or deductibles, print ID cards and more.

Active Lifestyles Dental Insurance

To find a participating dentist, visit MyRenProviders.com

Plan Options*	Bright Plan Essentials – MAC		Glow Plan EPO plan (where available)		Shine Plan High Plan – MAC		Radiate Plan Graduate Plan – MAC yr 1 / yr 2 / yr 3
	In-network	Out-of-network	In-network	Out-of-network	In-network	Out-of-network	In-network	Out-of-network
Annual Deductible	0		50/150	n/a	50/150		50/150
Deductible Waived P&D	n/a		yes	n/a	yes		yes
Annual Max	1000		1000	n/a	2000		800/1000/1200
PREVENTIVE & DIAGNOSTIC
Exams, Prophy, Bite-wing, Fluoride (child), Space Maintainers, Emer Palliative, Brush Biopsy	100%		100%	n/a	100%	80%	100%
BASIC
Waiting Period	6 months		6 months		6 months		None
Filings, simple extractions	50%		80%	n/a	80%	60%	25/35/50%
X-rays, sealants, denture repair	X-rays covered at 50% sealants & denture repair is not covered		80%	n/a	80%	60%	50/65/80%
MAJOR
Waiting Period	None		12 months		12 months		None
Endo, Perio, Dentures, Implants, Crowns, Bridges, Oral Surgery	Not covered		50%	n/a	50%		25/35/50%
ORTHODONTIA	Not covered		Not covered		Not covered		0/25/50% $1,000 max, adult & children
OON Allowed Amount	MAC**		Out-of-Network not covered		MAC**		MAC**

* Plans may not be available in all states or jurisdictions. Contact Renaissance for additional detail regarding availability.
Deductible waived for Preventive & Diagnostic Services. **MAC = Out-of-network paid at PPO fee schedule.

Active Lifestyles Vision Insurance

To find a participating eye doctor visit VSP.com and select the “Find a Doctor” section.

Our vision coverage—administered by VSP® Vision Care—allows our members to have access to the VSP Choice network. With more than 84 million members and over 100,000 access points nationwide, VSP boasts the largest national network of independent eye doctors.³

IN-NETWORK BENEFIT HIGHLIGHTS:**	COPAY	HIGH PLAN	LOW PLAN
WellVision exam—focuses on eyes and overall wellness	$10	Annual	Annual
PRESCRIPTION GLASSES AND LENSES
Frames—$120 allowance; 20 percent savings on amount over allowance	$25	Annual	Every 2 years
Lenses—single, lined bifocal and trifocal. polycarbonate for dependent children Note: high plan includes progressive lenses for additional $10 co-pay		Annual	Annual
Contacts (instead of glasses)—$120 allowance; copay does not apply. Contact lens exam (evaluation and fitting)		Annual	Annual

Note: The vision benefit overview represents coverage for in-network doctors ONLY. Out of network benefit details available upon request.

Active Lifestyles Hearing Discount Program¹

Through our partnership with Amplifon, individuals can obtain a hearing discount program that offers discounts on hearing devices.

• Risk-free trial – find your right fit by trying your hearing aids for 60 days

• Follow-up care – ensures a smooth transition to your new hearing aids

• Battery support – two-year battery supply or charging station to keep you powered

• Warranty – three-year coverage for loss, repairs, or damage

¹The hearing discount program, products, and discounts described herein are provided by Amplifon, are not provided by Renaissance, and are not insurance or managed care products. The range of discounts under the program may vary depending on the providers and services received. The program does not make payments to providers for services received under the program. Program members must pay for all services, but will receive a discount from providers who have contracted with the program. Renaissance and Amplifon are separate legal entities with no ownership affiliation. Renaissance makes no warranties or representations (expressed or implied) and assumes no legal liability as responsibility for the information, products or services provided by Amplifon. ² Renaissance Internal Data ³ VSP Internal Data. VSP and WellVision Exam are registered trademarks, VSP Primary EyeCare Plan is a service mark of Vision Service Plan.

What is Active Lifestyles?